Private Pay

Flexible Home Care Without Waiting for Insurance Approval

Private Pay gives families the freedom to arrange care based on their preferred schedule, level of support and changing needs without relying on government-program eligibility.

Or call (949) 340-2617
An older adult and caregiver preparing a light meal together at home in a bright Southern California kitchen

At a glance

Funding source
Direct family payment
Best for
Families who want to start care quickly
Care type
Flexible non-medical home care
Local Cost Guide

What Does Private-Pay Home Care Cost in Your Area?

Home care rates vary across Southern California based on location, schedule, care needs, and shift length.

Because every care plan is different, pricing is discussed after we understand your care needs, preferred schedule, and service location.

Call (949) 340-2617

What can affect your rate?

Hours & shift length

Shorter visits or fewer weekly hours can carry different hourly rates.

Level of support

Personal care, dementia support, mobility needs, and other requirements can affect pricing.

Timing

Overnight, weekend, holiday, or urgent scheduling may be priced differently.

Location & availability

Travel distance and local caregiver availability can influence scheduling and cost.

No surprise care plan

Before private-pay services begin, we will explain the recommended care schedule and applicable pricing so your family can make an informed decision.

Overview

Understanding Private Pay

Private Pay gives families the freedom to arrange care based on their preferred schedule, level of support and changing needs without relying on government-program eligibility.

This is often the fastest way to begin care, because there is no approval process to wait for. You choose the schedule, the level of support, and the services that fit your situation, and we build a care plan around your preferences.

Eligibility

When this option may help

Private Pay is available to any family that wishes to arrange and pay for care directly. There is no eligibility requirement or approval process.

  • You want to start care quickly without waiting for insurance or VA approval
  • You need a flexible schedule that government programs may not accommodate
  • You are exploring other funding options and want care to begin in the meantime
  • You prefer to choose your caregiver and level of support directly
  • Your loved one’s needs may change and you want the ability to adjust hours
Support

What support may be available

Flexible scheduling

Choose the days, times, and hours that fit your family’s needs.

Broad choice of services

Personal care, meals, companionship, mobility, homemaking, and more.

Adjustable hours

Increase or decrease care as your loved one’s needs change over time.

Clear care plan and pricing

A straightforward discussion of the recommended care plan and cost before services begin.

The Process

How it works

1

Talk with Healthy at Home

Share your situation and we help you understand what care may be needed.

2

Discuss care needs and schedule

We learn about your loved one’s needs, your preferences, and your schedule.

3

Review the recommended care plan and pricing

We explain the recommended care plan and associated cost before services begin.

4

Meet your caregiver

We match your loved one with a trained, compatible caregiver.

5

Begin care

Care begins on your schedule, with ongoing case management and family communication.

Our Role

How Healthy at Home helps

We provide flexible, personalized non-medical home care that starts when you need it, with clear pricing and the ability to adjust as your situation changes.

  • Care can often begin quickly, depending on your location, schedule, care needs, and caregiver availability
  • Build a care plan around your schedule, preferences, and budget
  • Match your loved one with a trained, background-checked caregiver
  • Adjust hours and services as needs change
  • Provide ongoing case management and regular family updates
Questions

Frequently asked questions

Operational Questions for Private-Pay Clients

Common questions about transportation, scheduling changes, and household policies for private-pay care arrangements.

Please note: Home-care pricing depends on factors such as location, schedule, care needs, shift length, and caregiver availability. After learning about your situation, we explain the recommended care plan and associated cost before services begin.

Have questions about private pay?

Tell us about your situation and our team will help you understand your options and next steps. There is no cost or obligation.